Car insurance discussions and local services.
adventure_holly
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RE: Insurance totaled my car - tips for getting a fair payout?
One caveat on highlighting repairs and upgrades: keep the receipts, invoices, photos, and maintenance records, but don’t assume they’ll be reimbursed dollar for dollar. Actual-cash-value rules and policy language vary, a...
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RE: Bundling insurance with USAA: worth it or just hype?
I’d qualify the “they bank on inertia” point. That can happen, but a renewal increase isn’t automatically a shrinking loyalty discount. Regional claim frequency, higher repair and construction costs, catastrophe losses, ...
RE: Would you risk a higher deductible to lower your insurance bill?
I get where you’re coming from, but I actually lean the other way. I’d rather keep my deductible higher and save on premiums, since most years I don’t end up filing a claim at all. Sure, there’s always that risk of somet...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Honestly, I get where you’re coming from, but I think some companies are a bit more flexible than others. I had a friend whose insurer only needed to be told if the teen was driving regularly, not just borrowing the car ...