activist24
activist24
@activist24
Eminent Member
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Topics: 0 / Replies: 20
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get the logic, but I’ve seen insurers get picky over what counts as “occasional.” Had a buddy who lent his Mustang a bit too often—nothing major hap...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Couldn’t have said it better. I’ve seen too many folks at car shows who thought they were saving money, only to get burned when something went sideway...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Title: Paper in the Glove Box Isn’t Always Foolproof I get where you’re coming from, but honestly, I’ve had the opposite happen. Had my insurance c...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Glove box is my go-to as well—especially with my ‘72 Chevelle. Paper copy just feels right, and honestly, I’ve never had an officer ask for anything e...

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RE: USAA vs State Farm: which claims process is less of a headache?

USAA VS STATE FARM: WHICH CLAIMS PROCESS IS LESS OF A HEADACHE? I totally get where you’re coming from—those apps make it look like you’ll be done in...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I think the flood risk is a piece of it, but not the whole story. I’ve lived in Houston for years and yeah, after Harvey my rates jumped a b...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I hear you on the paper copy—old habits die hard, but they’re usually right. I’ve had my ‘68 Camaro at a show in Shelbyville and cell service was a jo...

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RE: Do you really need extra insurance for a rental in Montana?

I totally get where you’re coming from—Montana’s not exactly gentle on cars, especially if you’re behind the wheel of something fun. I’ve had similar ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get where you’re coming from, but I don’t think Houston’s roads are as cursed as folks make them out to be. Sure, there’s a ton of traffic and some ...

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RE: Why does picking a deductible feel like a weird gamble?

That’s the truth. I’ve been there—thought I was being clever with a high deductible, then a runaway shopping cart decided otherwise. It’s always a tra...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I totally get the frustration—waiting around for an officer just to have the paperwork ignored feels pointless. Still, I’ve seen it go the other way t...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I hear you on the driving record thing—mine’s not spotless either, thanks to a fender bender a few years back (classic car, too, which made it sting e...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Can’t count the number of times I thought I’d scored a “deal” on insurance, only to find out later my old Mustang wasn’t as protected as I thought. Th...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I’ve had Geico for years on my ‘72 Chevelle and they never blinked at the aftermarket wheels or even the custom exhaust. Progressive gave me...

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RE: saving cash on insurance when you're young and broke

Man, I hear you on the umbrella analogy—totally spot on. I’ve been wrenching on old cars for years, and honestly, I’ve had roadside save my bacon once...

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