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Why Did My Car Insurance Rate Increase?
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Had a minor accident last year, nothing serious, just a little dent and paint scrape. Filed a claim thinking that's what insurance is for, right? Well, um, my premium shot up quite a bit afterward. Learned the hard way to first check repair costs yourself and compare it to your deductible. If it's close or lower, maybe better to handle it privately. Anyone got smarter ways of dealing with minor accidents without getting insurance involved?
