- I’ve been looking into this since I just got my first policy and honestly, the paint matching thing is stressing me out.
- If the other driver doesn’t have insurance, does that mean I’m stuck paying for everything, even if it’s not my fault?
- I keep reading about uninsured motorist coverage, but does that actually help with cosmetic stuff like dings and mismatched paint, or is it just for bigger accidents?
- The “close enough” paint job would drive me nuts too. I’m not super picky, but I’d notice it every time.
- Is it worth going through insurance for small stuff, or do they just raise your rates anyway?
- Also, has anyone had luck getting the other driver to pay out of pocket if they’re uninsured? Or is that just wishful thinking...
Just trying to figure out what’s realistic before I end up in this situation myself.