Man, reading this thread makes me wonder if I'm being too chill about all this insurance stuff. I'm still learning the ropes as a student driver, but I always assumed if something happened, it'd be obvious who's at fault. Guess not, huh? Reminds me of when my brother got sideswiped in the school parking lot—no cameras, no witnesses. He ended up paying out of pocket. Maybe I should start snapping pics too...
I used to think just like that—assuming fault was obvious in most cases—but reality taught me otherwise. A couple of years ago, someone rear-ended me at a stop sign. Seemed pretty clear-cut, right? But the other driver claimed I "rolled back" into him. Without any photos or witnesses, it turned into a frustrating back-and-forth with insurance. Eventually got resolved in my favor, but only after weeks of stress and phone calls.
Ever since then, I always snap a few quick photos of the scene, license plates, and even nearby landmarks. It's not foolproof, but at least having something concrete helps when things get messy. Honestly, it's surprising how quickly memories fade or stories change once insurance gets involved. Better safe than sorry...
"Honestly, it's surprising how quickly memories fade or stories change once insurance gets involved."
Isn't that the truth? Ever tried explaining to insurance how a parked car "jumped out" at you? 😂 Seriously though, dashcams—anyone else swear by them now after dealing with insurance headaches?
Couldn't agree more about dashcams. After my last fender-bender, I invested in a budget-friendly model—nothing fancy, but it's already saved me from a potential dispute. Insurance companies seem to trust video evidence way more than our memory, that's for sure.
"Insurance companies seem to trust video evidence way more than our memory, that's for sure."
True, memory's unreliable... but has anyone had their dashcam footage actually rejected by insurance? Curious if there's ever pushback on video quality or angles.
