Temporary insurance can be handy, but for classic cars, I'd be cautious. Basic coverage often won't fully cover specialized repairs or rare parts. Learned that the hard way with my '68 Mustang... sometimes peace of mind is worth the extra cost.
Yeah, classic cars and temporary insurance is definitely a tricky combo. Last summer I borrowed my uncle's vintage VW camper for a weekend road trip—thought I'd save a few bucks with temp coverage. Thankfully nothing happened, but the whole drive I was thinking about how hard it'd be to find original parts if something did go wrong. Honestly, I'd rather pay a bit extra upfront than stress the entire trip... lesson learned, haha.
"Honestly, I'd rather pay a bit extra upfront than stress the entire trip... lesson learned, haha."
Yeah, I feel you on that one. I tried temp insurance once when I borrowed my buddy's old Mustang—figured it'd be cheaper since it was just for a weekend. But man, the anxiety was real. Especially since I have a bit of a history with speeding tickets (oops). Nothing happened, luckily, but the constant worry about coverage limits and exclusions kinda ruined the fun. Might just bite the bullet next time and get proper coverage to avoid the headache.
Totally get where you're coming from, but honestly, temporary insurance isn't always a bad deal—just depends on the situation. If you're borrowing something pricey or sporty (like your buddy's Mustang), you're probably better off paying extra for full coverage to save yourself the stress. I've seen way too many cases at work where someone thought they'd be fine with minimal coverage and ended up regretting it big time after a minor fender-bender.
On the flip side, if you're just borrowing your aunt's old Civic for a quick grocery run or something low-risk like that, temp coverage might actually make sense. The key is knowing exactly what you're covered for and being realistic about your driving habits (looking at you, speed racer... haha). Personally, I always lean towards caution—insurance is one of those things you don't appreciate until you really need it. Better safe than sorry, right?
