Car insurance discussions and local services.
raingadgeteer
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RE: Finding decent car insurance in Delaware without losing your mind
- Been down the Delaware insurance rabbit hole more times than I’d like. - Bundling sounds smart, but when you throw in anything “unusual” - like my old ‘92 conversion van - the quotes just get wild. - Tried to insur...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Totally get where you’re coming from - those daily insurance fees add up quick, especially if you rent a lot. I’m always double-checking my own policy too. Just gotta watch for those weird exclusions or state-specific st...
RE: When Does It Make Sense to Drop the “All-In” Coverage?
- Been down this road with my old Outback. Once it hit 12 years and the value dropped under $4k, I started thinking about cutting back on coverage. - Here’s what made me pause: last summer, a freak hailstorm rolled throu...
RE: How I managed to stack discounts for military student drivers
- Totally get the glovebox backup. I still keep a folder with hard copies of everything - call me paranoid, but cell service is never guaranteed on the backroads. - Had a trip last year where my phone died and the only t...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, had something similar happen on a road trip through Colorado a few years back: - Got caught in a freak hailstorm near Denver - my old Subaru took an absolute beating. - Insurance payout barely covered half the rep...
RE: anyone else feel like AAA insurance isn't what it used to be?
Good points about the jump starters - I had a similar experience last winter. A portable starter died on me halfway through a road trip in Colorado... temps were brutal, battery drained super fast. Ended up relying on a ...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
I've been with Farm Bureau for a few years now, and here's my take: - Coverage on mods has been straightforward so far, no hidden surprises yet. - Premiums were a bit lower than State Farm quoted me. - BUT... always dig...
RE: stuck between Geico and Progressive in NY, thoughts?
Had Snapshot for a bit myself, and yeah, those late-night dings were annoying. Switched to DriveEasy thinking it'd be smoother, but it flagged me every time I had to brake suddenly - like when a deer jumped out during my...
RE: Tried temporary insurance coverage - worth it or waste of money?
Totally agree with your points - especially about borrowing nicer cars. A few extra bucks for peace of mind is worth it. I'd add: - Road trips are another scenario where temp insurance makes sense... unfamiliar roads, l...
RE: saving cash on insurance when you're young and broke
I get the logic, but personally I'd be careful with higher deductibles, especially if you're young and tight on cash. A friend of mine did exactly that - upped the deductible to save monthly - but then got rear-ended on ...
RE: did you know your car insurance in RI might cover friends borrowing your ride?
Good points about classic cars - didn't even cross my mind. A few things I've learned from road-tripping and lending my car out: - Insurance usually follows the car, not the driver, but coverage levels can vary. - If yo...
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