Just wanted to share something that worked out surprisingly well for me. I recently switched jobs and had this awkward gap between my old insurance ending and the new one kicking in. Was kinda stressing about it, you know, just my luck I'd twist an ankle or something during that exact window, lol. Anyway, stumbled onto some short-term coverage online that didn't break the bank and got me covered pretty fast. Curious if anyone else has had good luck with these short-term plans or found other clever ways around insurance gaps?
"Was kinda stressing about it, you know, just my luck I'd twist an ankle or something during that exact window, lol."
Haha, totally relate to that feeling... I've eyed those short-term plans before but always worried they'd have some sneaky fine print. Glad it worked out for you thoughβmaybe I'll reconsider next time.
Yeah, those short-term plans always seemed a bit sketchy to me too. I remember looking into them once when I switched jobs, but the fine print made me nervousβfelt like they'd find any excuse not to pay out if something actually happened. Did you end up having to use it at all, or was it just peace of mind? Curious how smooth the actual process is if you do need it...
Yeah, I felt the same way when I looked into those short-term plans a while back. Ended up not needing to use mine either, thankfully, but a buddy of mine did. He said the claims process was a bit of a hassleβlots of paperwork and back-and-forthβbut eventually they did pay out. Seems like they're okay for minor stuff, but I'd still be cautious if you're counting on them for something major. Did you find any better alternatives since then?
Good to hear your buddy's claim eventually went through, even if it was a hassle. I'm new to all this insurance stuff, but honestly, having short-term coverage feels way better than risking nothing at all... peace of mind counts for something.