Yeah, I get that logic. I did the same thing with my first car—full coverage just felt safer, even though part of me wondered if I was just throwing m...
That’s exactly it. I’ve always thought it was kinda weird how insurance just ignores all the little stuff you put in. Had to replace my alternator las...
I got tripped up by the “actual cash value” thing on my first claim years back. Thought I’d be getting a shiny new TV after a lightning strike, but no...
RENTAL INSURANCE: WORTH IT OR JUST ANOTHER MONEY GRAB? I get where you’re coming from. That “peace of mind” thing is real, especially if you’ve alrea...
Yeah, I get what you mean about the reminders. I’ve had a few of those “friendly nudges” myself—one time I was out of town and totally forgot to snap ...
That’s exactly my worry. I like the idea of digital cards, but I’ve had my phone freeze up at the worst possible times. Last winter, it just shut off ...
I get where you’re coming from. I used to think accident forgiveness was just another way for the insurance companies to squeeze more money out of us....
That’s pretty much my worry too—phones die, apps glitch, and then what? I’ve always kept a paper copy in the glove box, just in case. But now I’m wond...
Had a similar headache with my old ’68 Mustang. Poured years into it, but when it got rear-ended, the insurance guy just shrugged and pointed at some ...
I hear you on the perks sometimes being more flash than substance. I’ve had both ends of it—one time, I jumped at a “decent” quote for brakes, only to...
I get what you’re saying about peace of mind with a local agent, but honestly, I’ve had the opposite happen. One time, the local office “faxed” my stu...
I get the worry, but honestly, sometimes I think we overthink these little bumps. I’ve had a couple of those “barely touched it” moments and nothing e...
Honestly, I still keep the paper card in my glove box just in case. Maybe I’m old school, but I don’t totally trust the digital thing—phones die, apps...
Yeah, the “full coverage” thing is so misleading. I’ve been driving for years and I still get tripped up by all the fine print. That’s exactly it. I ...
Yeah, I get that. My old F-150 got the same “high risk” label from the big guys, even though it’s babied more than my daily. Local agent actually want...