My daughter just finished driver's ed and passed with flying colors (proud dad moment, haha). Got me thinking though... if insurance companies actually cared about how well teens did in these courses, would they offer better rates? Like, imagine if your kid aced the class or had some kind of special certification—would insurers realistically give you a break on premiums, or is it all just wishful thinking? Curious if anyone's had experience with this kinda thing.
"if insurance companies actually cared about how well teens did in these courses, would they offer better rates?"
Honestly, doubt it. Insurance companies mostly crunch numbers—age, location, car type—not grades from driver's ed. My nephew aced his course too, but the premium barely budged. Maybe a tiny discount for completing the class itself, but performance-based breaks? Seems like wishful thinking... though I'd love to be proven wrong on this one.
