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So yesterday I finally got around to switching my car insurance after procrastinating forever (you know how it goes). Saved a decent chunk of cash, nothing life-changing but enough to make me wonder...what if every time someone switches insurers, they actually split off into a parallel universe where they didn't switch? Like, there's a version of me still paying way too much and grumbling about it. Weird thought, right? Wonder how that guy's day is going...