Notifications
Clear all

saving cash on insurance when you're young and broke

437 Posts
404 Users
0 Reactions
2,997 Views
geo215
Posts: 10
(@geo215)
Active Member
Joined:

"Definitely an eye-opener...makes me rethink how cautious I actually am behind the wheel."

Yeah, those trackers can be pretty picky, can't they? I tried one last year hoping to shave a bit off my premium (every dollar counts when you're broke, right?), but it ended up flagging me constantly for braking too hard. Honestly, what am I supposed to do when someone cuts me offβ€”just coast into them gently? 😂

I get the idea behind it, but sometimes it feels like they're penalizing normal driving habits. Made me wonder if the discount was even worth the stress of constantly second-guessing myself. Anyone else feel like these devices might be a bit too sensitive for real-world driving conditions? Or maybe I'm just secretly a terrible driver and never realized it until now...

Reply
debbie_frost
Posts: 7
(@debbie_frost)
Active Member
Joined:

Yeah, those trackers can be pretty picky, can't they? I tried one last year hoping to shave a bit off my premium (every dollar counts when you're broke, right?), but it ended up flagging me const...

I totally get this. I tried one of those trackers a couple years back, thinking I'd save a nice chunk of change. But it kept dinging me for "rapid acceleration," even though I drive a tiny hatchback that barely hits highway speeds without flooring it. Felt like I was being punished just for merging safely onto the freeway. Eventually ditched itβ€”figured I'd rather pay a bit more than stress every time I touched the gas pedal...

Reply
Posts: 8
(@lindaw30)
Active Member
Joined:

I hear you on the frustration with those trackers. I gave one a shot a while back, figuring it'd be an easy way to trim down my premium. But man, it was like having someone breathing down my neck every driveβ€”flagged me for braking "too hard" when some guy cut me off in traffic. Honestly, I'd rather pay a bit extra than constantly second-guess split-second decisions on the road... sometimes peace of mind is worth more than saving a few bucks.

Reply
rskater74
Posts: 11
(@rskater74)
Active Member
Joined:

Yeah, I totally get that feeling. I'm still pretty new to driving, and the idea of having every little move tracked makes me kinda nervous. Like, what if I brake suddenly because a squirrel darts out or something? Does that count against me too? Seems like these trackers don't really account for real-life situations. Maybe I'll just stick to hunting down student discounts or something... peace of mind sounds way better than stressing over every drive.

Reply
Posts: 5
(@patrician20)
Active Member
Joined:

"Like, what if I brake suddenly because a squirrel darts out or something? Does that count against me too?"

Honestly, I get why you're worried, but from my experience with these trackers, they're usually smarter than you'd think. I've had a few sudden stops myself (thanks, neighborhood cats...), and it didn't really ding me much. Have you checked if your insurance offers a trial period? Might be worth giving it a shot before ruling it out completely... could save you more than student discounts alone.

Reply
Page 12 / 88
Share:
Scroll to Top