Car insurance discussions and local services.
patrician20
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
I totally get the sticker shock - when my daughter started driving, I nearly fell over at the quote for adding her to our policy. I drive a higher-end car, so I wondered if splitting her off would be cheaper, but nope......
RE: Saving a few bucks on insuring your vintage ride
Honestly, I totally relate to that feeling of safety with paper docs. That’s exactly why I keep a folder too, even though my insurer has an app now. I’d love to see everything go digital someday, but with vintage cars, ...
RE: Car insurance in Wyoming: who actually treats you right?
Honestly, I’ve had mixed luck with both the insurance roadside apps and calling local shops. One time, my app sent a truck that couldn’t even handle my car’s clearance, which was a headache. But then again, calling aroun...
RE: Would you risk a higher deductible to lower your insurance bill?
I totally get where you’re coming from. I tried the higher deductible thing a while back, thinking I’d just be extra cautious with my S-Class. But it’s wild how much is out of your control - door dings, runaway shopping ...
RE: Finding decent car insurance in Delaware without losing your mind
Yeah, I totally get that frustration. With my M5, they wanted photos of everything - garage, VIN, even the tire tread. Sometimes I wonder if they think we’re all trying to pull a fast one. Do you ever feel like it’s just...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I hear you on the documentation. I keep a folder with service receipts, upgrades, even window tint info - never thought I’d need it until my last claim. Funny thing, one adjuster actually went above and beyond, even help...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I totally get where you’re coming from. I’ve had mixed results with AAA lately - sometimes it’s hours before anyone shows up. Ever tried their “concierge” service? For my car, I worry about who they send. Is it jus...
RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?
I totally get where you’re coming from - there’s just no way to predict what’ll happen once the doors open to the public. I’ve had folks brush up against my car with backpacks or jackets, and while it’s rarely malicious,...
RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?
I totally get where you’re coming from. I used to think my health insurance would cover everything, but after a fender bender last year, I got hit with a surprise bill for the ambulance ride - apparently, it was “out of ...
RE: Medicare Advantage vs. Medigap: which one actually works better?
I get what you mean about the network rules - makes me think twice too. I drive a lot for car shows, and honestly, the thought of getting stuck with a huge out-of-network bill somewhere random is kind of terrifying. But ...
RE: little-known ways to snag cheaper insurance in Alaska
Bundling definitely surprised me too - never thought pairing my auto with my homeowners would make such a dent, but it did. I’m with you on the tracking apps; I tried one for a month and it just stressed me out, especial...
RE: Deductibles and premiums - what's the real deal?
I get where you’re coming from, but have you ever had a year where everything just goes sideways at once? I used to feel the same - low premiums, keep more in savings, all good... until I had my car totaled and a health ...
RE: Just saved a chunk of cash on car insurance after defensive driving course
I totally get what you mean about the apps - mine kept buzzing about “sharp turns” when I was just dodging potholes. Honestly, with the S-Class, every little premium hike feels way bigger, but I’m with you: sometimes I’d...
RE: quick heads-up on Arkansas auto insurance basics
I've had a similar issue, but I'm not so sure it's always about accuracy. Could it be more about compatibility? I mean, I've used a couple of different OBD scanners on my cars over the years, and some of them just don't ...
RE: how bad would insurance spike after a DUI in Idaho?
Agree with most of what's been said here, but curious - what kind of car are you driving? From personal experience, the type of vehicle can make a pretty noticeable difference in how much your insurance spikes after a DU...