Glad you caught that early... insurance calls are awkward enough without adding golf course damage to the mix. I've never had anything quite that strange, but now I'm wondering—would standard coverage even handle something like fairway repairs?
I dunno, seems like standard coverage might not stretch that far... my agent gave me a whole spiel about property damage limits, and I got the impression they're mostly worried about fences and mailboxes. Golf fairways seem kinda niche, y'know?
Yeah, totally get what you're saying... golf fairways aren't exactly your everyday claim scenario. But you'd be surprised—insurance can cover some pretty random stuff. Might be worth double-checking your policy details, just to ease your mind.
Agreed—insurance can definitely surprise you sometimes.
- Had a buddy whose classic Mustang got dinged up at a car show in Rapid City... thought he'd be outta luck, but his policy actually covered event damages.
- Still, I'm skeptical about unusual scenarios like golf fairways—sounds a bit too niche.
- But you're right, doesn't hurt to comb through the fine print. I've found some weird coverages in my own policy that I never knew existed.
- Good point about checking the fine print—saved me a couple times too.
- Had a windshield cracked by hail near Sioux Falls, thought I'd be paying out-of-pocket, but turns out my policy covered it fully.
- Still, I wouldn't bank on niche stuff like golf course mishaps either... seems like insurers love to exclude those oddball scenarios.
- Always worth double-checking though, you never know what's hiding in there.
