Notifications
Clear all

Confused about insurance rules in South Dakota—help me figure this out

441 Posts
409 Users
0 Reactions
2,790 Views
dev_echo
Posts: 1
(@dev_echo)
New Member
Joined:

Yeah, digital proof is handy until your phone decides to take a dive into a puddle... speaking from experience here. Last winter, my phone slipped right outta my pocket onto icy pavement—screen shattered, totally useless. Luckily, I had a crumpled-up paper copy in the glovebox. Not pretty, but it saved me from extra hassle. So yeah, even if it's not required, I'd say keep a physical backup tucked away somewhere.

Reply
oreoskater
Posts: 7
(@oreoskater)
Active Member
Joined:

Yeah, digital proof is convenient, but I'm still a bit skeptical about relying on it completely. I mean, phones are great until they're not—battery dies, screen cracks, or you drop it in snow (been there too). I usually keep a paper copy stashed somewhere just in case. But now I'm wondering... does anyone know if South Dakota cops are generally cool with digital proof, or do they sometimes insist on seeing the physical card anyway? I've heard mixed stories from friends in other states—some officers are totally fine with digital, others seem to prefer paper. Curious if anyone's had firsthand experience around here.

Reply
hiker14
Posts: 4
(@hiker14)
New Member
Joined:

"I usually keep a paper copy stashed somewhere just in case."

Honestly, same here. I recently got pulled over near Sioux Falls (nothing major, just a busted taillight), and the officer was totally fine with me showing digital proof on my phone. He barely glanced at it. But I've heard from friends that some smaller towns can be picky, especially if your phone's acting up or the screen's cracked. I'd probably stick with your approach—digital is handy, but having a backup paper copy tucked away never hurts.

Reply
breezewhiskers600
Posts: 7
(@breezewhiskers600)
Active Member
Joined:

Yeah, digital's convenient, but paper's still king for me—especially since my phone battery loves to randomly die at the worst possible times. Learned that lesson the hard way last year near Rapid City when I couldn't pull up my digital ID. Officer was chill about it, thankfully, but warned me next time might not be so smooth. Now I just print out a fresh copy every renewal and toss it in the glove box. Cheap insurance against unnecessary hassle, imo.

Reply
film_kim
Posts: 9
(@film_kim)
Active Member
Joined:

"Now I just print out a fresh copy every renewal and toss it in the glove box. Cheap insurance against unnecessary hassle, imo."

Same here, learned that lesson myself a couple years back. Digital's handy until it's suddenly not...like when my phone overheated and shut down on a hot summer drive. Now I keep both digital and paper copies handy—just takes a minute to print, and saves me from potential headaches. Better safe than sorry, especially with something as simple as insurance proof.

Reply
Page 60 / 89
Share:
Scroll to Top