Yeah, totally agree with you on the paperwork hassle—been there myself. But honestly, I'd rather deal with a little extra paperwork than risk my safety with a shop I'm not 100% sure about...especially after an accident. Better safe than sorry, right?
"Better safe than sorry, right?"
Exactly. When I had my first fender-bender, I felt overwhelmed by all the paperwork too. Just take it step-by-step, double-check everything, and you'll feel way more confident about your choices. You've got this.
I get the point about being cautious, but sometimes going overboard with paperwork can actually make things more confusing. When I had a minor accident on a road trip through South Dakota, I found it easier to just call my insurance directly and talk it through step-by-step. They clarified stuff way faster than me double-checking forms alone. Maybe try speaking to someone first before diving into all the fine print...could save you some headaches later.
Totally agree, sometimes forms make my eyes glaze over. Quick story:
- Had a fender-bender (my fault, sadly) in Sioux Falls last summer.
- Tried reading the fine print...felt like decoding hieroglyphics.
- Ended up calling insurance instead—agent explained it all in five minutes flat.
Moral of the story: paperwork bad, human good.
Had a similar experience last year driving through Rapid City. Got rear-ended at a stoplight (thankfully minor damage). Thought I'd breeze through the paperwork myself to save time and avoid any premium hikes. Big mistake—spent two hours squinting at jargon-filled PDFs before finally giving up and calling my agent. Took her less than 10 mins to clear everything up. Lesson learned: sometimes DIY isn't worth the headache...
