"Plus, paper doesn't randomly die on you..."
True, paper won't die, but I've had it get soaked and unreadable after a spilled coffee incident on a road trip. Digital backups saved me then—maybe the trick is just having both handy?
I've learned the hard way that digital isn't foolproof either—had my phone freeze up completely when I needed proof of insurance at a traffic stop. Thankfully, I had a crumpled paper copy stuffed in the glovebox... guess redundancy really is key.
Been there myself—digital proof is handy until it isn't. Learned pretty quickly that relying solely on my phone wasn't the best idea, especially after a similar incident where my battery died right when I needed to show coverage. Now, every time I renew my policy, I print out two copies: one for the glovebox and another tucked into my wallet. Takes maybe five minutes tops, costs next to nothing, and saves a ton of hassle down the road.
Speaking of redundancy, does anyone know if South Dakota specifically requires paper proof, or are digital copies officially acceptable there? Seems like every state has its own quirks...
Digital copies are officially fine in South Dakota, but honestly, I'd still keep a paper backup. Phones die, screens crack...and having a physical copy handy has saved me more than once from unnecessary headaches. Better safe than sorry, right?
I get your point, but honestly, I've been going digital-only for a couple years now with zero issues. Sure, phones can break, but I always keep a charger in my car and store backups on cloud apps like Dropbox or Google Drive. It's way easier than fumbling through a glove compartment full of papers—especially when you're pulled over and already stressed. Plus, less clutter means less chance of losing something important, right?
