Car insurance discussions and local services.
dukes93
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RE: Getting caught without car insurance in Iowa is no joke
I get what you’re saying about paper copies feeling outdated, but honestly, I kinda like having a backup that doesn’t rely on tech. My phone’s crashed before right when I needed it most - like, Murphy’s Law, right? I’d r...
RE: Classic car insurance and the annual mileage cap - worth it?
I totally get the itch for spontaneous drives - sometimes you just want to take the long way home or hit up a car meet last minute. The mileage cap does feel restrictive, but I’ve actually found it kind of forces me to p...
RE: Getting caught without car insurance in Iowa is no joke
I’ve actually tried showing a photo of my insurance card once when I forgot the paper copy at home. The officer kind of squinted at my phone and said, “This isn’t really what we’re supposed to accept, but I’ll let it sli...
RE: Do you really need extra insurance for a rental in Montana?
Had a similar debate with my dad before our last trip. He was all “don’t waste money,” but I kept picturing some random deer running into the car (it’s Montana, after all). Ended up getting the extra coverage just for pe...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I get where you’re coming from, but I actually had a different experience with mileage caps. When I first signed up, I underestimated how much I’d drive (rookie mistake), but when I called my insurer to update it, they j...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Had to laugh reading this because I totally got burned by the “included” roadside once. My first semester with my own car, I thought I was set - insurance said towing was covered, no problem. Turns out, it was only up to...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Man, I totally get where you’re coming from. I just started driving last year, and my mom’s car has all those sensors and cameras. She was so excited about the “extra safety,” but then a rock bounced up and cracked the b...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Rates creeping back up is definitely a thing, but I actually had the opposite experience with the app. I was super skeptical at first - felt like I was being watched every time I braked a little too hard or took a corner...
RE: is accident forgiveness really worth it in Ohio?
Had a similar debate with myself after I got my temps and started driving in the snow for the first time. My aunt slid into a curb on a side street, barely going 15 mph, and her premium shot up the next year. She kept sa...
RE: anyone else feel like AAA insurance isn't what it used to be?
Had a similar experience recently...my car battery died on campus and AAA took forever to show up. But honestly, when they finally arrived, the guy was super helpful - so I guess it's hit or miss everywhere these days. H...
RE: lent my car to a friend, insurance got messy real quick
Totally get what you're saying here. I'm still pretty new to driving, but my first car is an '05 Corolla that my older brother passed down to me. Honestly, it's been a lifesaver. Sure, it's got its quirks - like the weir...
RE: insurance denied my claim - what would you do?
Yeah, certified mail is definitely safer, but I wouldn't completely write off digital portals either. A couple years back, I had a minor fender-bender - nothing major, just a cracked bumper - but the insurance company in...
RE: Confused about insurance rules in South Dakota - help me figure this out
I've learned the hard way that digital isn't foolproof either - had my phone freeze up completely when I needed proof of insurance at a traffic stop. Thankfully, I had a crumpled paper copy stuffed in the glovebox... gue...
RE: stuck between Geico and Progressive in NY, thoughts?
Totally feel you on Snapshot being overly sensitive. When I was learning to drive, my dad put it in our car, and man, it felt like having a backseat driver silently judging every tiny mistake. Geico definitely seems more...
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