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Confused about insurance rules in South Dakota—help me figure this out

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hiker156170
Posts: 16
(@hiker156170)
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Honestly, I’m with you—having both digital and paper copies covers all your bases. Even though South Dakota law says digital proof is fine, some officers or event organizers just aren’t up to speed. I keep a folder in my glove box, just in case. It feels a little old-school, but it’s saved me from headaches when my phone died or the app glitched. Digital’s great… until it isn’t.


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Posts: 5
(@food391)
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Honestly, I get why people want to have both, but I feel like carrying paper copies is kind of overkill these days. I mean, if South Dakota law says digital proof is legit, shouldn’t that be enough? If an officer or organizer isn’t up to speed, isn’t that kind of on them? I get the whole “what if your phone dies” thing, but my phone’s always with me and I keep it charged. Plus, paper gets lost or crumpled way easier than my phone does.

I guess I just don’t love the idea of doubling up on everything because someone else might not know the rules. Feels like we’re stuck in the past for no real reason. Maybe I’m just too trusting in tech, but honestly, if digital is legal, that should be the end of it... right?


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Posts: 4
(@adventure560)
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“if South Dakota law says digital proof is legit, shouldn’t that be enough? If an officer or organizer isn’t up to speed, isn’t that kind of on them?”

Couldn’t agree more. My glovebox is already full of random stuff—sunglasses, old receipts, a rogue golf tee—last thing I need is another paper to lose. If my phone dies, honestly, I’ve got bigger problems than insurance proof.


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