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why does getting older make insurance so ridiculously expensive?

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bperez31
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(@bperez31)
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Just got my renewal notice for car insurance and, um, apparently turning 50 means I'm suddenly a high-risk driver or something. I've had zero accidents, no tickets in years, and yet my premium jumped way up. I thought getting older meant discounts and being seen as responsible, but nope...guess not. Is this just me or is anyone else noticing their insurance company treating birthdays like some kind of penalty?

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