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Safe Driver & No-Claim Discounts
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Been looking into some insurance stuff for my dad lately, and noticed some companies offer lower rates for older drivers with good records, while others have reward programs like gift cards or points. Anyone tried either one? Curious which feels more worth it long-term...
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My dad went with one of those reward programs a few years back—he liked the idea of getting gift cards and stuff. But honestly, after a while, he kinda forgot about it and didn't really use the points much. On the other hand, my uncle opted for lower rates based on his driving record, and he's always bragging about how much he's saved over time. Makes me wonder if rewards are more appealing upfront but discounts pay off better down the road... Anyone else notice this?
