I've been skeptical about dashcams for a while, mostly because I figured insurers would find ways to drag their feet regardless. But after hearing these stories, I'm reconsidering. Seems like even though PIP covers you without fault, insurers still love paperwork and proof. A buddy of mine had to jump through hoops just to get reimbursed for an ambulance ride. Maybe having video evidence cuts down on some of the back-and-forth hassle...might finally bite the bullet and pick one up myself.
I've been on the fence about dashcams myself, mostly due to the upfront cost and wondering if they're really worth the investment. But after hearing your buddy's ambulance situation, I'm starting to think differently. From what I've read, video evidence can streamline the claims process significantly, reducing the amount of back-and-forth with insurers. Still, I'm curious—do insurers actually give more weight to dashcam footage over other types of evidence, or is it just another piece of paperwork they'd want to scrutinize?
Insurers definitely pay attention to dashcam footage, but it's not like it automatically trumps everything else. Had a client whose dashcam clearly showed the other driver running a red light—made the claim process smoother, but insurers still reviewed police reports and witness statements carefully.
Dashcams are helpful, sure, but do insurers really weigh police reports and witness statements equally when there's clear video evidence? Had a buddy whose dashcam footage was crystal clear, yet the insurer dragged their feet because one witness statement contradicted the video. Makes me wonder—doesn't video evidence usually carry more weight than someone's memory? Seems odd they'd still give equal attention to less reliable sources...
"Makes me wonder—doesn't video evidence usually carry more weight than someone's memory?"
You'd think so, right? But insurers can be weirdly cautious about dismissing witness statements—even if they're shaky. Had a similar thing happen once; guess they wanna cover all bases before paying out...
