Had a bit of a spill on my motorcycle last month—nothing major, thankfully, just some bruises and a sprained wrist. But man, when the medical bills started rolling in, I realized my insurance barely scratched the surface. Thought I had decent coverage, you know? Now I'm wondering if I should've paid more attention to the fine print or something. Has anyone else been surprised by how little their motorcycle insurance actually covers medically?
Yeah, motorcycle policies can be tricky—medical coverage is often way lower than people realize. Did your policy have separate medical payments coverage, or was it just standard liability? Sometimes the difference is buried in the fine print...
Had a similar wake-up call with my classic Mustang a few years back—thought I was covered until a fender-bender showed me otherwise. Insurance fine print is sneakier than rust on an old chassis...now I triple-check everything. Hope you're healing up okay.
