Dashcams are handy, sure, but honestly they're not always the silver bullet people think. I had footage of a minor accident once, clear as day—but the insurance folks barely glanced at it because fault didn't matter much in my state. Still had to jump through all the usual hoops and paperwork. They're great for peace of mind, though...at least you know you're not imagining things when someone swerves into your lane at rush hour.
Totally agree with you on dashcams. A few things I've noticed:
- Dashcam footage seems more useful for serious incidents or disputes, not minor fender-benders.
- Insurance companies mostly stick to their own processes anyway, footage or no footage.
- Still nice having proof if someone tries to claim something ridiculous happened (had a guy once insist I reversed into him at a stoplight... seriously?).
So yeah, handy but definitely not the miracle solution some folks expect.
Dashcams are definitely handy, but you're right—they don't magically solve everything. Working in claims, I've seen my fair share of dashcam footage, and honestly, most times it's just a shaky video of someone's commute set to questionable music choices (seriously people, Spotify exists for a reason...).
But once in a while, they do come through. Had a claim last year where the other driver swore up and down my insured ran a red light. He was pretty convincing too—until we got the dashcam footage clearly showing his own car casually rolling through the intersection like it was optional. You should've seen how fast his story changed when we sent him the clip.
So yeah, insurance companies have their processes and all that, but having solid proof can save you from some wild accusations. It's not foolproof by any stretch, but hey... better than relying on someone else's memory or honesty, right?
"most times it's just a shaky video of someone's commute set to questionable music choices"
Haha, true... but even shaky footage beats nothing. Had a buddy whose classic Mustang got sideswiped—dashcam caught the plate clearly. Didn't solve everything instantly, but definitely sped things up with insurance.
Dashcams are definitely underrated. Even if half the footage is shaky or just random drives, the one time you actually need it makes all the difference. Had a similar thing happen on a road trip through Colorado—someone clipped my bumper at a gas station and took off. Dashcam caught the whole thing clearly enough to ID the car and plate. Didn't magically fix everything, but insurance moved way faster when they saw actual proof. Worth every penny, imo.
