Tried one briefly myself, but honestly wasn't worth the hassle:
- Savings were minimal—barely noticeable on my monthly bill.
- Felt like I was constantly being judged for normal driving habits (like merging quickly in busy traffic).
- Plus, battery drain from constant GPS was annoying.
Mileage-based does sound simpler, but how accurate are those mileage trackers anyway? Seems like insurers always find a way to complicate things...
Mileage trackers are usually pretty accurate, especially the plug-in ones—they pull data straight from your car's odometer. But honestly, if the app-based trackers bugged you, mileage-based probably won't feel much better... insurers always find something to nitpick about.
I've gotta say, accuracy isn't really my issue with these trackers—it's more about the feeling of being constantly watched. Plug-in or app-based, either way, it feels like having a backseat driver silently judging my every move. And let's be honest, insurers might promise discounts, but I'm skeptical they'll resist the temptation to nitpick my occasional late-night snack runs or that one time I braked a bit too hard for a squirrel...