I totally get where you're coming from. I'm still pretty new to driving myself, and honestly, the idea of sliding around on icy roads here in Ohio makes me a bit nervous. Hearing your experience makes me think accident forgiveness might be worth considering, even if it feels like just another extra cost at first. It's tough because you never really know if you'll need it until something actually happens, right?
Still, don't beat yourself up too much about it—accidents happen to everyone eventually, especially with our winters being so unpredictable. Your story actually helps reassure me that it's okay to be cautious and maybe spend a little extra for peace of mind. Thanks for sharing your experience; it's helpful to hear from someone who's been there.
I remember my first winter commuting regularly here in Ohio—honestly, I was white-knuckling it half the time. Accident forgiveness sounded like a gimmick until my coworker slid into a mailbox...now I'm thinking it's probably worth it just for the peace of mind.
Accident forgiveness saved my bacon once, but honestly, it's not a magic bullet:
- Had a '68 Mustang I used to baby like crazy—only drove it on clear days, spotless garage queen.
- One day got caught out in surprise snow flurries (thanks, Ohio weather), slid right into a curb. Bent wheel, alignment shot, pride hurt more than anything.
- Insurance covered repairs without hiking my rates, which was nice.
- But here's the thing: accident forgiveness usually only covers one incident every few years. If you're regularly white-knuckling winter commutes, maybe invest in better tires or even a cheap winter beater instead?
- Personally, I'd rather prevent the accident altogether than rely on insurance perks after the fact.
Just my two cents from someone who's been there...
"Personally, I'd rather prevent the accident altogether than rely on insurance perks after the fact."
Totally agree with this. Accident forgiveness is nice to have as a safety net, but honestly, Ohio winters can get pretty sketchy, especially if you're commuting daily. I switched to dedicated snow tires a couple years back, and the difference was night and day. Still glad my insurance offers forgiveness, but like you said—better to avoid needing it at all.
I get the point about accident forgiveness being a decent backup, but honestly, I'd rather put my money into good tires and brakes than rely on insurance perks. Learned that lesson the hard way years ago when I was driving my '68 Mustang through a nasty Ohio snowstorm. Thought I was fine with all-season tires—big mistake. Ended up sliding right through an intersection and narrowly missed a telephone pole. Scared the heck outta me, and I spent the next weekend swapping out for proper winter tires.
"Ohio winters can get pretty sketchy, especially if you're commuting daily."
Exactly. Commuting daily in winter here is no joke, and accident forgiveness won't help much if your classic ends up wrapped around a tree. I'd rather spend extra on preventive maintenance and good gear than count on insurance to bail me out after the fact.
