Tried both ways myself. Online looked cheaper at first, but after all the “convenience” fees and the back-and-forth, it was a headache. I had to call three different numbers just to get someone who knew what an SR-22 even was. Ended up waiting almost two weeks for the paperwork to show up, and honestly, I was sweating it the whole time.
Local agent wasn’t cheap, but at least I could walk in, hand over my info, and get a straight answer. No surprises, no chasing down emails. Maybe I’m just impatient, but I’d rather pay a little more and have it done right the first time. Online works for some stuff, but with SR-22, I’d rather not gamble.
I get where you’re coming from, but I gotta say, my online SR-22 experience was actually way smoother than dealing with a local agent. Maybe I just got lucky, or maybe it’s because I’m allergic to small talk and waiting rooms. I filled out a form, uploaded my info, and the paperwork hit my inbox in like three days. No phone tag, no awkward “so, what brings you in today?” conversations.
Yeah, there were a couple of weird fees, but even with those, it still came out cheaper than what the local guy quoted me. I guess if you like the face-to-face thing or need someone to walk you through every step, local’s the way to go. But for me, if I can avoid putting on pants and still get it done, I’m all for it. Maybe it’s just a roll of the dice depending on who you end up with online.
I get the appeal of skipping the waiting room, but I’m just not comfortable handing over all my info to some random online company. Maybe I’m old school, but if something goes sideways, I want a real person I can track down. Had a buddy who went the online route and ended up with a paperwork mess that took weeks to fix. For me, peace of mind’s worth a little small talk and maybe a higher fee.
Yeah, I get where you’re coming from. I tried an online quote once and it just felt weird not knowing who was on the other end. Plus, if something gets screwed up, I’d rather walk into an office than sit on hold forever. Maybe I’m just paranoid, but I like having a face to blame if things go sideways.
- Totally get wanting a real person to talk to.
- I’ve had a local agent for years, and when I had to file an SR-22, it was way less stressful just popping in and chatting face-to-face.
- That said, my buddy swears by online companies—he says it’s cheaper and faster, but I’m just not sure I trust it for something as serious as SR-22.
- Ever had a local agent actually help you out when something went sideways, or is it mostly just peace of mind?
