Car insurance discussions and local services.
buddyfilmmaker
Discussion activity
Topics and replies this member has contributed.
RE: Navigating the maze of senior insurance options
I get where you’re coming from, but sometimes those “extras” just feel like paying for a bunch of bells and whistles I’ll never use. Reminds me of when folks try to sell me fancy car features - sure, heated seats sound n...
RE: Why can’t I use my points AND a coupon at checkout?
- Totally get what you mean about the inconsistency. - That’s been my experience too, especially at places like auto parts stores - sometimes they’ll bend the rules, sometimes it’s like talking to a brick wall. - I’...
RE: Why does insurance cost more in Houston than Austin or Dallas?
- Been there with the rate hikes - especially when you’re into classic cars like me. Insurance folks see “older vehicle” and sometimes just slap on a premium, even if you baby the thing and barely drive it. - I’ve had lu...
RE: Why does picking a deductible feel like a weird gamble?
Totally get where you’re coming from. I’ve told myself the same thing - “I’ll just stash that extra cash for emergencies” - but then a rare part pops up for my project car and, well, there goes the fund. Honestly, peace ...
RE: Do you really need extra insurance for a rental in Montana?
- Totally get where you’re coming from. The fine print can be a minefield. - I’ve rented in Montana and yeah, ended up with a pickup once - my card didn’t cover it. Had to pay for the rental company’s insurance that time...
RE: Do you really need extra insurance for a rental in Montana?
Had a similar worry last summer on a trip through Wyoming - pretty close to Montana territory. Here’s what I picked up along the way: - Regular car insurance usually covers rentals, but the fine print matters. Some poli...
RE: anyone else feel like AAA insurance isn't what it used to be?
- Totally get where you’re coming from - tech’s made things easier, but there’s always a new glitch waiting to happen. - I still stash a basic tool kit and some gloves in the trunk. Old cars have a way of keeping you on ...
RE: Someone smashed my parked car - deal with insurance or call the cops?
Can’t blame you for being thorough. I’ve had a couple of close calls with my old Mustang - one time, someone dinged the door and just took off. Ever since, I do the same: photos from every angle, jot down the time, even ...
RE: Which is better for SR-22 in ND: local agents or online companies?
- Totally get wanting a real person to talk to. - I’ve had a local agent for years, and when I had to file an SR-22, it was way less stressful just popping in and chatting face-to-face. - That said, my buddy swears b...
RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?
- Steering wheel lock is a solid choice - cheap, easy to use, and sends a clear message. I’ve used one for years at shows and never had an issue. - Insurance folks usually just want to see you’re making some effort. They...
RE: Medicare Advantage vs. Medigap: which one actually works better?
I get where you’re coming from with the Medigap flexibility, but I’d push back a bit on the network worries with Advantage plans. My dad’s been on an Advantage plan for years - he doesn’t travel much, just local stuff an...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
HIGHER DEDUCTIBLE SOUNDS GOOD, BUT HERE’S MY TAKE - I get the logic behind higher deductibles for lower premiums, but in my experience with classic cars, it’s not always that simple. - For one thing, if you’re driving s...
RE: Roadside help added to my insurance - totally worth it?
That 15-mile thing cracks me up every time. It’s like the insurance folks think we’re all living in sitcoms where breakdowns happen at the most “conveniently inconvenient” spots. Here’s how I see it: - I drive a ‘72 Che...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Totally get your perspective on trackers - makes sense they'd help some folks stay alert. Personally though, I prefer the defensive driving course route. Did one a few years back after my '68 Mustang got me labeled high-...
RE: Finally figured out my state's minimum car insurance rules and saved some cash
- Had an agreed-value policy on my classic Mustang for years, and when someone rear-ended me at a stoplight, the insurer actually paid out exactly as promised. No hassle or arguing about market value. - You're right thou...