I get where you’re coming from, but honestly, I’ve had the opposite experience. I went with an online company for my SR-22 last year—figured I’d try it since I’m pretty organized and don’t mind handling paperwork myself. Saved a decent chunk, and everything was processed in a couple days. Never had to set foot in an office or deal with small talk. If you’re comfortable reading the fine print and double-checking your info, the online route isn’t as risky as people make it out to be. ND’s rules are quirky, sure, but most of these companies have it dialed in by now.
- Totally agree, online companies are way more streamlined than they used to be.
- Price was a big factor for me too—local agents just couldn’t match the quotes I found online.
- Only snag I hit: had to call customer service once because the state site didn’t update right away. Got sorted, but worth double-checking your status after filing.
- If you’re detail-oriented and don’t mind a little legwork, online’s hard to beat. That said, some folks just prefer having a person to talk to face-to-face... can’t really blame them.
Only snag I hit: had to call customer service once because the state site didn’t update right away. Got sorted, but worth double-checking your status after filing.
That’s exactly the kind of thing that makes me a little wary of going fully online. I’ve seen folks think their SR-22 was filed, only to find out later there was a hiccup with the paperwork or the state system. Had a client once who thought everything was squared away, but a tiny typo delayed his reinstatement by weeks. Ever run into any bigger issues like that, or was it just a one-off for you?
Honestly, I get the hesitation, but I’ve had smoother luck with online companies than with local agents, weirdly enough. The state’s system can be slow no matter who files it. Had a buddy go local, and his paperwork still got lost in the shuffle for days. At least with online, you can track stuff yourself and get digital receipts. Guess it’s a toss-up—errors can happen either way.
I’ve noticed the same thing—sometimes the local agents aren’t any faster, and you’d think being able to walk in would help. I went through a local office last year for my SR-22, thinking it’d be more personal and maybe they’d catch any mistakes before sending stuff off. But honestly, it still took forever. I called twice just to make sure my paperwork hadn’t disappeared into a black hole.
The tracking with online companies is a big plus, I’ll give you that. At least you can see when things are submitted or if there’s a holdup. With the local folks, it’s kind of a mystery unless you keep calling or stopping by. The digital receipts are handy too—less paper clutter in the glove box.
I do get a little nervous about online-only services, though. There’s always that worry about customer service if something goes sideways or if you need to talk to an actual person. Sometimes those chatbots just don’t cut it when you’re dealing with state paperwork.
In the end, I guess it comes down to what you’re comfortable with. If you like having someone local to bug in person, maybe stick with that. But if you want speed and tracking, online seems to have the edge these days... at least until the state’s system catches up with modern times. Either way, patience seems to be required—SR-22s just aren’t quick no matter how you slice it.
