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stuck between Geico and Progressive in NY, thoughts?

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(@nalametalworker1873)
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Had a similar experience with Snapshot myself—felt like I was driving with my grandma in the passenger seat, silently judging every move. 😂

- Tried DriveEasy too, thinking it'd be less intrusive... nope. Got dinged for "hard braking" when I literally stopped normally at a red light. Like, what am I supposed to do, coast through intersections?
- Also had the Bluetooth issue you mentioned. Apparently, changing songs counts as "phone use," even if you're not actually touching your phone. Super annoying.
- Eventually ditched both apps and went old-school: called around, compared quotes manually, and honestly felt way less stressed about driving afterward.
- Funny thing is, after all that hassle, the savings weren't even that impressive. Maybe $20-$30 difference per six months? Not worth the anxiety of constantly second-guessing my driving habits.
- Curious though—did anyone actually see significant savings from these tracking apps? Or is it mostly marketing hype?
- Personally, I'd rather pay a bit more and keep my sanity intact...


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johnsculptor4632
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(@johnsculptor4632)
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I get your point about the anxiety factor, but honestly, my experience was a bit different:

- Used Snapshot for about six months and ended up saving around $80 per renewal. Not life-changing, but definitely more than the $20-$30 you mentioned.
- Yeah, the braking thing was annoying at first, but it actually made me realize I was tailgating more than I thought. Adjusted my driving habits slightly and saw my score improve pretty quickly.
- Didn't have the Bluetooth issue, but I mostly use voice commands anyway—maybe that's why?
- Agree it's not for everyone, especially if it stresses you out. But if you're budget-conscious like me and willing to tweak your driving a bit, the savings can add up over time.
- Still, totally understand why you'd ditch it if the savings weren't significant. Insurance is stressful enough without feeling like you're being graded every drive...


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dennis_fox2493
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(@dennis_fox2493)
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"Yeah, the braking thing was annoying at first, but it actually made me realize I was tailgating more than I thought."

Funny you mention that—I had a similar realization when I tried Snapshot. At first, I was pretty skeptical about the whole "tracking your driving" thing. Felt a bit intrusive, honestly. But after a couple weeks, I noticed I was braking way harder than necessary, especially in traffic. Adjusting that habit alone probably saved me from a few close calls, not just money.

Still, I ended up switching back to Geico after a year because the savings weren't quite enough to justify the constant feeling of being monitored. Progressive was decent overall, but Geico's customer service and claims process just felt smoother to me. Curious though, has anyone here had experience with Geico's DriveEasy program? Wondering if it's less stressful or just more of the same...


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mountaineer718508
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(@mountaineer718508)
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"Curious though, has anyone here had experience with Geico's DriveEasy program?"

Tried DriveEasy for a bit... and let's just say it wasn't exactly stress-free. My phone kept pinging me about "hard braking," even when my kid dropped her juice box and I tapped gently. Felt like having my mother-in-law in the backseat again.


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Posts: 9
(@sophien26)
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I get your frustration with DriveEasy—I had a similar experience at first, but after sticking with it for a few months, my perspective shifted a bit. Initially, I was annoyed by the constant notifications about braking and acceleration, especially since I consider myself a cautious driver. But after analyzing the data more closely, I realized there were subtle driving habits I'd overlooked. For instance, I noticed patterns of braking harder than necessary at certain intersections or accelerating quickly when merging onto highways.

Once I adjusted my driving style slightly—anticipating stops earlier, easing into acceleration—the alerts became far less frequent. It wasn't an overnight change, but gradually the app's feedback helped me become more mindful behind the wheel. Now, I rarely get those notifications, and my driving score has improved significantly.

That said, I completely understand how the sensitivity can feel excessive at times, especially in unpredictable situations like kids dropping things or sudden traffic changes. It's definitely not perfect, and I wish Geico would fine-tune their algorithm to better distinguish between genuinely risky maneuvers and everyday minor incidents.

If you're considering Progressive as an alternative, I've heard their Snapshot program is somewhat similar but might be slightly less sensitive to minor events. A friend of mine uses Snapshot and mentioned fewer false positives overall. Still, every telematics program has its quirks, and it ultimately depends on your personal driving style and tolerance for feedback.

In short, DriveEasy isn't flawless, but if you're open to adjusting your driving habits slightly, it can be beneficial in the long run. If constant notifications are a deal-breaker though, Progressive might be worth exploring further.


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