I hear you on the roadside assistance thing—being stranded out of state is the worst, and not every company handles it the same way. Progressive does have a pretty solid rep for that, but I’ve seen Geico step up too, especially in bigger states like NY. Honestly, with the bigger names, you’re usually covered pretty well across state lines, but the devil’s in the details. Some of those smaller insurers can surprise you, but I’ve also seen folks get stuck waiting hours for a tow because their network’s just not as wide.
If you’re bouncing around different states a lot, I’d lean toward whoever’s got the better national network. I’ve had clients swear by both Geico and Progressive, but I’ve also heard a few gripes about Geico’s claims process dragging out. Not a dealbreaker for everyone, but worth thinking about. At the end of the day, it’s kind of a toss-up unless you’ve got a strong preference for one’s app or customer service vibe. Just make sure you check the fine print on what’s actually included in the roadside package—sometimes there are weird mileage limits or extra fees that don’t show up until you’re in a jam.
- Been digging into both lately since I’m in the same boat, and honestly, the fine print is wild. Geico’s app is super easy to use, but I’ve heard their roadside can be hit or miss if you’re way upstate. Progressive seems a bit pricier for me, but their roadside coverage spells out the mileage limits way clearer. I’d double-check if you’re covered for long hauls—nobody wants to find out they’re on their own 50 miles from civilization. Also, Geico’s claims process stories kinda freak me out... but maybe that’s just internet horror stories?
Honestly, the “fine print” is where they get you every time, right? I’ve seen folks get tripped up by roadside mileage limits—one guy thought he was good for a 100-mile tow, but it capped at 15. Not fun. Geico’s app is slick, but if you’re up in the Adirondacks, service can be spotty for both companies. As for claims, I’ve seen Geico move fast for fender benders, but bigger stuff sometimes drags out. Have you checked if either lets you pick your own repair shop? That can make a difference if you’re picky about where your car goes.
Have you checked if either lets you pick your own repair shop? That can make a difference if you’re picky about where your car goes.
Yeah, that’s a big one for me too. I know Geico usually has a “preferred” shop list, but they’ll let you go outside it—you just might have to do more paperwork. Progressive’s similar, but I’ve heard from friends they’re a bit more flexible. If you’re particular about your mechanic, double-check the policy details before signing. That fine print really does sneak up on you...
That paperwork is no joke—last time I went outside Geico’s list, it felt like I was applying for a mortgage just to get my bumper fixed. But honestly, having your own trusted mechanic is worth the hassle. The fine print really is out to get us...
