Car insurance discussions and local services.
bhill12
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Topics and replies this member has contributed.
RE: Bundling insurance with USAA: worth it or just hype?
Bundling Insurance With USAA: Worth It Or Just Hype? I get where you’re coming from with the “one-stop shop” headache, especially for classics. But I’ve gotta push back a little on the idea that specialty insurers are a...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Yeah, that “permissive use” thing gets tossed around a lot, but it’s honestly not as broad as people think. I’ve seen families get burned thinking their kid was covered just because they weren’t officially listed, and th...
RE: What happens if your rideshare app is between trips and you get into an accident?
You’re not wrong about that “limbo” period. Most people don’t realize their regular policy won’t touch them the second the app’s on, even if they’re just idling. Honestly, the way insurers dance around this stuff drives ...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Honestly, the paperwork thing drives me nuts too. You’d think in 2024, “Ave” vs “Avenue” wouldn’t derail a claim, but here we are. As for UM coverage, I used to roll my eyes at it, but after seeing a few clients get burn...
RE: Getting that student discount on car insurance… not as easy as I thought
Honestly, I get where you’re coming from with the paperwork grind. It’s gotten a bit ridiculous - every semester, new forms, proof of enrollment, sometimes even GPA reports. Used to be you’d show your student ID once and...
RE: Lowball insurance estimate - worth fighting or just let it go?
I hear you - sometimes it really does feel like a weird game of chicken. I’ve seen folks go to the mat over $25, and honestly, sometimes they’re right to do it. But I’ll admit, there are times when I look at the back-and...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Hail’s no joke, that’s for sure. But honestly, I kinda see both sides of this. You mentioned: Thing is, with an older Corolla that’s not worth a ton on paper, sometimes you end up paying more in premiums and deductibl...
RE: stuck between Geico and Progressive in NY, thoughts?
I hear you on the roadside assistance thing - being stranded out of state is the worst, and not every company handles it the same way. Progressive does have a pretty solid rep for that, but I’ve seen Geico step up too, e...