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Nebraska (NE) Car Insurance
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I get what you’re saying about feeling like you’re paying for someone else’s mistake, but honestly, that’s kind of what made me want the coverage in the first place. I’m new to all this and when I started shopping around, it just seemed like there were so many ways things could go sideways that weren’t even my fault. The idea of getting hit by someone who just vanishes or doesn’t have insurance freaked me out way more than the extra cost.
That said, I’m not totally convinced tech would fix it. Like,
—I mean, maybe it’d help, but wouldn’t people just find ways around it? Or what if there’s a glitch and you get flagged by mistake? I’d rather have the safety net than trust some database to catch every single person.“why isn’t there a system that flags uninsured vehicles in real time?”
Haven’t had to use UM yet (knock on wood), but I’d rather have it and not need it than the other way around. I guess I just see it as another layer of protection, even if it feels unfair sometimes.
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