You nailed it about the hold music—sometimes I think they pick the most annoying tunes on purpose. And yeah, asking for a supervisor can actually help. Not every time, but I’ve seen rates drop or weird “hidden” discounts pop up after a little extra push. It’s wild how much you have to dig just to get what should be standard. Honestly, half the time I feel like I’m playing detective instead of dealing with insurance... but hey, sometimes that persistence pays off.
I swear, the last time I called in, the hold music was some weird synth version of “Greensleeves” on loop—felt like a prank. I’ve also had luck getting a “good student” discount tacked on after mentioning my sibling’s grades, but it took three calls. Has anyone ever gotten them to combine that with a safe driver discount, or do they usually push back?
Yeah, that hold music is something else—sometimes I wonder if they pick the weirdest tracks just to see how long we’ll last. As for stacking discounts, it’s usually possible to combine good student and safe driver, but it depends on the company and sometimes even who you talk to. I’ve seen folks get both, especially if you’re persistent and have all your docs ready. Every now and then someone tries to say they “don’t stack,” but a lot of times it just takes a bit of polite pushback. It’s wild how much it can vary.
Title: How I managed to stack discounts for military student drivers
Every now and then someone tries to say they “don’t stack,” but a lot of times it just takes a bit of polite pushback. It’s wild how much it can vary.
- That’s been my experience too. It’s like, if you don’t ask, you’re definitely not getting it. But if you keep your paperwork handy and don’t take the first “no,” sometimes they’ll suddenly “find” a way to make it work.
- I always double-check the policy docs or FAQs on their website before I call. Sometimes the reps just aren’t up to speed, or maybe they’re just following a script. Having a screenshot or printout helps if you need to nudge them.
- Not every company is flexible, though. I’ve run into a couple that flat-out refuse to stack anything, no matter how much you push. In those cases, I just move on—there’s usually another provider willing to work with you.
- One thing I’ve noticed: if you’re polite but firm, and you sound like you know what you’re talking about, they tend to take you more seriously. I had a rep try to tell me the military discount “overrides” the student one, but when I asked for that in writing, she put me on hold and came back with both applied. Go figure.
It’s honestly kind of frustrating how inconsistent it is. You’d think there’d be a standard, but nope. Still, persistence pays off more often than not. And yeah, that hold music… I swear, it’s like they’re trying to hypnotize you into giving up. I usually put it on speaker and do chores until someone picks up.
Anyway, good on you for sticking with it. Every little bit helps, especially these days. If you can stack those discounts, why not? Just gotta be ready for a little back-and-forth and have your ducks in a row.
Yeah, I’ve seen this play out a lot. Here’s what I do: first, I ask straight up if they stack. If they say no, I ask them to show me where it says that in writing. Nine times out of ten, they can’t. Then I’ll mention I’ve had it done before with other companies—sometimes that gets them to double-check. If they still push back, I just move on. Not worth the hassle if they’re gonna play games. It’s wild how much depends on who picks up the phone that day...
