apollobarkley317
apollobarkley317
@apollobarkley317
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Topics: 1 / Replies: 13
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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I’m with you on the awkwardness of snapping pics. I tried it once and the guy looked at me like I was about to steal his identity. Plus, my ...

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RE: Saving a few bucks on insuring your vintage ride

Saving a Few Bucks on Insuring Your Vintage Ride - Been there with my ‘72 Datsun. I stuck with regular insurance for a while, mostly because it was e...

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RE: Why does picking a deductible feel like a weird gamble?

Totally get where you’re coming from, but I can’t help but worry about that “one bad day” scenario. Like you said, That works until you hit that unlu...

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RE: Getting that student discount on car insurance… not as easy as I thought

- Had the same thing happen—discount just vanished, no heads-up. - Usually, once I send in the paperwork, they’ll reinstate it, but it’s never retro...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

- Been there, honestly. Dropped comp on my old Corolla after it hit 200k miles—figured, what’s the worst that could happen? Three months later, someon...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Totally get where you’re coming from. Insurance language is a maze, and those “permissive use” clauses are never as clear as they should be. Here’s ho...

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RE: How I managed to stack discounts for military student drivers

Title: How I managed to stack discounts for military student drivers - That’s been my experience too. It’s like, if you don’t ask, you’re definitel...

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RE: Medicare Advantage vs. Medigap: which one actually works better?

- Totally get the hassle. - But I’m always weighing cost vs. convenience, especially with gas prices lately. - Medigap usually lets you pick any d...

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RE: stuck between Geico and Progressive in NY, thoughts?

Title: Stuck Between Geico and Progressive in NY, Thoughts? - You’re not alone on the tracking thing. I looked into Snapshot too and noped out afte...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Defensive Driving Course Actually Makes a Difference - Totally get what you mean about the “hard braking” alerts. I swear, sometimes it feels like th...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, been through that upsell dance myself. I usually stick to minimums, but adding a teen driver made me rethink things—too much risk out there. Did...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Dashcams are definitely handy, but gotta say, even without one, PIP has saved my bacon a couple times. Here's how I've seen it play out from my own ex...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Yep, that's pretty much spot-on. A buddy of mine swapped out his exhaust for something sportier—nothing crazy, just a bit louder—and his insurer react...

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