I see your point, but honestly, the hassle factor makes me skeptical. I've found just shopping around regularly and tweaking my coverage levels gets me similar savings without the paperwork headache. Maybe I'm just impatient though...
I totally get your hesitation about paperwork. Honestly, I used to feel the same way... until I had a minor accident on a road trip a couple years ago and realized my coverage wasn't as solid as I'd thought. Now I'm extra cautious (maybe overly cautious, ha) about making sure I get the best deal without cutting corners. But you're rightβregularly shopping around can be just as effective without the hassle, especially if paperwork drives you nuts.
"Now I'm extra cautious (maybe overly cautious, ha) about making sure I get the best deal without cutting corners."
Yeah, being cautious definitely pays off, especially after an accident. But I'm curiousβhave you found that veteran discounts consistently offer better savings compared to bundling policies or using mileage-based discounts? I've seen mixed results with clients, and sometimes combining different discounts can actually beat out veteran-specific deals. Wondering if anyone else has noticed similar patterns...
Totally get being extra cautious after an accident...been there myself, haha. Veteran discounts can be pretty solid, but honestly, I've noticed bundling sometimes edges them out, especially if you've got multiple vehicles or home policies. Mileage discounts never did much for me personallyβprobably because I'm always driving around too muchβbut combining deals seems to be the sweet spot. Glad you're finding what works for you though; insurance is tricky enough without accidents thrown in.