reader12
reader12
@reader12
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Topics: 2 / Replies: 21
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RE: How is ACV not just a fancy way to pay us less?

Honestly, I’ve always felt like ACV is just a polite way for insurance to lowball us. Last year, my minivan got rear-ended and totaled, and the payout...

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RE: Bundling insurance with USAA: worth it or just hype?

I get the appeal, but I’m not totally sold on the “one bill, one login” thing being enough reason to bundle. We’ve got two cars and our home insurance...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Title: Why I was surprised to learn Nebraska requires uninsured motorist coverage I get the logic behind Nebraska requiring UM, but honestly, I’m not...

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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

Getting Lost in the Maze of Uber and Lyft Insurance Rules It’s wild how much you have to read between the lines with these policies. I’m not even dri...

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RE: Why can’t I use my points AND a coupon at checkout?

I’ve run into the same wall, and it drives me nuts. Every time I try to stack a coupon with points, the register acts like I’m trying to rob the place...

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RE: Little-known trick with Progressive’s roadside help

Honestly, I’ve tried the freezer bag thing but in my minivan they still get pretty hot and sometimes stick together if I leave them in the glovebox to...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Honestly, I totally get where you’re coming from. Every time our premium goes up, I have to sit down and rework the budget—three kids here too, so it’...

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RE: little-known ways to snag cheaper insurance in Alaska

Honestly, local agents have always seemed way more open to working with you than any online tool. When I was shopping around for our minivan, the agen...

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RE: Which is better for SR-22 in ND: local agents or online companies?

That’s a good point, but has anyone ever actually had an online company *not* honor something in writing? I always wonder if it’s easier to get a loca...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Totally get this. We went with a “bargain” policy a few years back—looked great on paper, but when my wife’s car got rear-ended, the rental coverage b...

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RE: Are those price-checker sites actually reliable?

Yeah, they're handy for spotting patterns, but exact prices? Nah. I've noticed they're usually off by a few cents around me. Still, with my minivan gu...

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RE: Finally figured out how car insurance works in no-fault states

Yeah, dashcams definitely seem like the next logical step. I mean, insurers are always looking for ways to reduce uncertainty, right? A friend of mine...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, moderate deductibles seem like the sweet spot for most folks. But honestly, I wonder if location plays a bigger role than we think...like city d...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Totally get the peace of mind angle, but I'm curious—did you find the pricier option actually made things smoother, or was it more just psychological ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I totally get the frustration—insurance feels like one big guessing game sometimes. Personally, I've settled somewhere in the middle too, mostly becau...

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