I've been hearing from a buddy of mine who's in the army that he managed to get a pretty sweet deal on his car insurance just because he's active duty. Honestly, I had no idea this was even a thing. I'm not military myself, but my brother-in-law is, and he's always complaining about how expensive his insurance is. Is this discount thing legit or just some random luck my friend stumbled into? Curious if anyone else has experience with this kinda stuff...
"Is this discount thing legit or just some random luck my friend stumbled into?"
It's definitely legit, but the savings can vary quite a bit depending on the insurer and your specific circumstances. I've seen military clients get solid discounts, yet others barely notice a difference... worth checking around though.
Honestly, I wouldn't bank on huge savings just because you're military. I've checked around myselfβsometimes the "special" military rates aren't even better than standard deals you can snag elsewhere. Always compare first...
Yeah, have you tried actually calling around instead of just checking online? A couple years back, when I bought my Audi, I figured the military discount would automatically be the best deal out there... turns out, not always the case. I remember one company offered me a "special military rate" that was actually higher than their standard promotion. Go figure, right?
Ended up spending an afternoon on the phone comparing quotes directly, and surprisingly, a non-military discount from another provider saved me nearly $200 a year. So yeah, the military thing can help sometimesβbut it's definitely not a guarantee. Have you looked into bundling policies or anything like that? Sometimes that's where the real savings are hiding...
I get what you're saying about bundling, but isn't that sometimes a bit risky? Like, sure, you might save money upfront, but I've heard stories where bundling locks you into policies that aren't actually the best fit individually. Have you ever run into issues where one policy in the bundle was great but another was kinda meh? I'm always cautious about committing to something long-term without checking each part separately first...