"switching providers regularly might actually save more money long-term."
Yeah, I've noticed this too. My older brother stuck with the same insurer for years thinking he was getting some great loyalty deal, but when he finally shopped around, he ended up saving a decent chunk. Transparency rules might help a bit, but honestly, doing your own homework still seems like the best bet. Good luck with your first policy btw—it's not as scary as it seems!
Interesting point about loyalty deals... reminds me of a client I had who swore by sticking with one insurer because they handled a claim really well years ago. But when he finally checked around, he realized he'd been overpaying by quite a bit. Makes me wonder—do you think these new transparency rules in Maine will actually encourage more people to shop around, or will most folks just stick with what's familiar anyway?
