I was thinking, imagine a retired couple—let's call them Frank and Linda—who realize their car spends more time parked than actually driving. They start joking about how their odometer moves slower than their garden grows weeds. One day Frank says, "Hey, shouldn't we be paying less insurance if we're barely driving?" And suddenly they're on a mission to convince their insurance company they're practically pedestrians. Wonder how that conversation would go...
"Hey, shouldn't we be paying less insurance if we're barely driving?"
Reminds me of when my uncle tried something similar. He barely drove after retirement, figured he'd save a bundle. Insurance company wasn't exactly thrilled—kept asking him to prove mileage. Wonder if Frank and Linda would have better luck...?
My insurance company actually has a low-mileage discount thing. They sent me a little tracker to plug into the car, and it automatically logs how much I drive. Pretty painless, honestly. Saved me a decent chunk since I mostly just do grocery runs and school pickups these days. Maybe Frank and Linda could ask their insurer if they offer something similar? Worth a shot, anyway...
That's a smart move, honestly. I've always been a bit wary of trackers in my car—privacy concerns and all—but if you're mostly just doing short trips, the savings probably outweigh the risks. My neighbor did something similar and said it was hassle-free too. Might even reconsider myself since I'm barely driving these days either...
Yeah, trackers aren't my favorite either—privacy stuff bugs me too—but honestly, with my driving record (couple speeding tickets, nothing crazy), insurance is already steep. If I barely drive now, might as well get some savings out of it. Neighbor mentioned his tracker didn't cause any headaches, so maybe it's worth a shot. Just gotta remember to ease off the gas pedal a bit more often...
