"Saving money upfront is tempting (trust me, I'm on a tight budget too), but it's probably better to pay a little more for reliable service when you actually need it."
Yeah, that's spot-on advice. A few years back, I switched insurers because the rates looked amazing at first glance—thought I'd found a hidden gem. Then, of course, life happened: someone backed into my parked Audi (still hurts thinking about it...). The claims process turned into a total headache. Communication was slow, and they kept bouncing me between reps who didn't seem to know what was going on. Eventually got sorted, but man, the stress wasn't worth the savings.
Not saying Liberty Mutual would be the same—I've heard mixed things from friends—but definitely dig into reviews about their claims handling specifically. Sometimes paying a bit extra upfront saves you from pulling your hair out later. Good luck with the shopping around... insurance hunting is never fun, but you'll get there!
Yeah, totally get the frustration with claims. Had a similar experience myself—nothing worse than being stranded in the middle of a road trip because your insurance decides to play phone tag for hours. I mean, roadside assistance is great... when they actually show up on time.
Curious if anyone here has experience specifically with Liberty Mutual's roadside assistance? Like, are they quick and reliable if you're stuck somewhere remote, or is it more of a "grab some snacks and settle in" situation? Planning a cross-country drive soon, and the last thing I want is to be stuck on some random stretch of highway debating life choices while waiting for a tow truck.
