It’s honestly reassuring to hear others feel the same way about the tech stuff. I’ve always wondered how those driving trackers handle things like icy roads or sudden stops for deer—seems like they’d ding you for just being careful. Paying a bit more for less hassle makes sense, especially if it means not stressing over every little thing the app records.
I’ve always wondered how those driving trackers handle things like icy roads or sudden stops for deer—seems like they’d ding you for just being careful.
That’s kind of my worry too, but I’ve heard from a neighbor that some of those trackers actually take weather into account? Not sure how accurate that is, but apparently if there’s a storm or something, the app “knows.” Still, I don’t totally trust it. I get the appeal of paying extra for peace of mind, but part of me wonders if we’re just letting the insurance companies off the hook for charging more as we get older, even if we’re still careful drivers. Just feels a bit off.
I get what you mean—it’s weird to think a tracker could really “know” what’s happening on the road. I’ve got a car that practically drives itself, but even then, tech can’t always read the situation. Does anyone actually trust these apps to be fair? I’d hate to get penalized for dodging a deer or hitting black ice. The older I get, the more it feels like insurance is just looking for reasons to bump up the price, no matter how careful we are.
The older I get, the more it feels like insurance is just looking for reasons to bump up the price, no matter how careful we are.
Yeah, that hits home. My car’s loaded with sensors and still, I wouldn’t trust an app to judge every swerve or stop. Tech’s good, but it’s not perfect—especially out here with unpredictable weather and wildlife. It feels like they’re just adding more ways to blame us when rates go up.
Insurance really does seem to have a mind of its own these days. I’ve spent decades taking care of my cars—classics and daily drivers alike—and it feels like that counts for less and less. I hear you on the tech. My neighbor’s got one of those new sedans with all the bells and whistles, and he still ended up with a higher premium after one of those “safe driving” apps flagged him for braking too hard on a slick road. Out here, you can’t always avoid a sudden stop when a deer bolts across the highway.
I get the idea behind using data to assess risk, but it does feel like it’s stacked against folks who just want fair treatment. It’s frustrating to see your rates go up even when you’re careful. Sometimes I wonder if all this tech is more about collecting info than actually making things safer or cheaper for us. Hang in there—it’s not just you.
