Yeah, those apps really don’t get what it’s like out here. I had one ding me for “aggressive steering” when I swerved to miss a raccoon—like, what was I supposed to do, just hit it? I’ve poked around in the settings but haven’t found anything that helps much. Honestly, sometimes I wonder if these things are more trouble than they’re worth. Insurance companies need to realize not everyone’s driving in rush hour traffic every day.
I had one ding me for “aggressive steering” when I swerved to miss a raccoon—like, what was I supposed to do, just hit it?
I get what you’re saying about the apps being a pain, but I actually saved a bit when I tried one last year. It dinged me for “hard braking” once when a deer ran out, which was annoying, but overall my rate dropped. Maybe it depends on the company or how much you drive? I do wonder if they factor in rural roads at all, though. Sometimes it feels like these things are made for city drivers only...
- I’ve wondered the same about those apps—like, do they even know what it’s like dodging wildlife out here?
- I tried one for a month and felt like it penalized me for stuff that’s just... normal on country roads.
- Rates did drop a bit, but I’m not sure it’s worth the stress of worrying every time I brake or swerve.
- Has anyone actually seen these apps account for gravel or dirt roads, or is it all just city traffic data?
- Makes me think twice before relying on them for a discount.
I hear you on those apps. Tried one myself—felt like every time I had to hit the brakes for a deer or swerve for a pothole, it docked my score. Out here, that’s just part of driving. Makes you wonder if any of these things are really built for folks outside the city. I’m careful on the road, but I’d rather not have to second-guess every move just for a small discount.
Tried one myself—felt like every time I had to hit the brakes for a deer or swerve for a pothole, it docked my score. Out here, that’s just part of driving.
Right? If those apps could see what we’re dodging out here in Kansas, they’d probably give us a medal instead of a penalty. I swear, last week I had to slow down for a family of wild turkeys and then immediately dodge a chunk of tire from some semi. Not sure how anyone’s supposed to get a “perfect” score unless they’re driving on a treadmill.
I get the idea behind those apps—they want to reward safe driving—but sometimes it feels like they’re designed by folks who think the worst thing you’ll ever encounter is rush hour traffic. Ever tried explaining “pothole slalom” to someone from the city? They just look at you funny.
Have you found anything that actually gives you credit for being careful, even if your route looks like an obstacle course? Or is it all just about the numbers these days? Sometimes I wonder if I should start wearing a helmet just to check my mail...
