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Getting caught without car insurance in Iowa is no joke

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josephn45
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(@josephn45)
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I get where you’re coming from, but I’ve actually wondered about what happens if your phone dies or glitches right when you need it. Like, what if you get pulled over and your phone’s at 2%? Or you drop it and the screen cracks? I know it sounds paranoid, but tech fails at the worst times for me.

Also, do all officers in Iowa accept digital proof? I’ve heard some places are still weird about it, or their scanners don’t work with every insurance app. My driving instructor told us to always have a paper backup just in case, but maybe that’s just old-school thinking. I guess I’m just nervous about getting stuck in a situation where I can’t prove I’m insured because my phone’s being dumb.

Is it really that rare for someone to get hassled for not having a printed copy? Or am I just overthinking it?


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richard_diver9330
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(@richard_diver9330)
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I totally get the worry—my phone battery always seems to hit zero at the worst possible moments. I keep an old-school paper copy in my glove box for exactly that reason. Not every officer is up on the digital thing, either... I had a friend who got pulled over outside Des Moines and the cop wanted to see a printed card, even though the law says digital is fine.

It’s probably rare to get hassled, but honestly, it’s just less stressful having a backup. Does anyone here actually rely only on their phone, or do you all still carry paper copies too?


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