Yikes, doubling overnight? That hurts. I haven't had a DUI myself, but a buddy of mine who cruises with us on classic car nights got one a few years back. He said his insurance was brutal for at least three years. He ended up switching to a classic car policy for his vintage ride—limited mileage and stuff, but way cheaper. Might be worth looking into if you have an older car sitting around...
"He ended up switching to a classic car policy for his vintage ride—limited mileage and stuff, but way cheaper."
Careful with that though...classic car policies usually come with strict usage limits. If the insurance finds out you're driving regularly, especially after a DUI, that's asking for trouble. Better to shop around first and read the fine print closely.
Good point about the classic car policy limits. I've always wondered how closely insurance companies actually track mileage on those. Do they really check regularly, or is it more of an honor system unless something happens? Anyway, OP, hang in there—insurance after a DUI sucks, but it'll get better with time. Just gotta ride it out carefully and avoid shortcuts that might backfire.
From what I've seen, mileage checks on classic car policies are pretty rare unless there's a claim or something suspicious pops up. Usually, it's more of an honor system, but some companies might randomly ask for odometer readings during renewals—just to keep folks honest. As for the DUI situation, OP, it's definitely rough at first, but each year without incidents helps a lot. Just stay patient, keep your record clean, and you'll see those rates gradually ease up over time.
Yeah, DUI hits your insurance pretty hard at first, especially in Idaho—seen a buddy go through it and he was paying nearly double for a while. But like others said, each clean year helps a ton. One thing I'd suggest is shopping around aggressively each renewal. Some insurers are way more forgiving than others, especially if you're driving something higher-end or classic. Hang in there, keep things squeaky clean, and eventually you'll be back to reasonable rates...just takes patience.
