Honestly, telematics after a DUI seems like a double-edged sword. On one hand, yeah, it could help prove you're driving safer and maybe lower your rates eventually. But on the flip side, you're basically giving insurers a microscope to watch every little slip-up. A friend of mine tried it after his DUI—he drove carefully for months, but one hard brake or quick acceleration and bam, his score tanked again. I'd say it's worth a shot, but only if you're super confident in your driving habits...
I gave telematics a shot after my DUI, thinking it'd help smooth things over. Honestly, it felt like driving with someone constantly judging me—one sudden stop downtown and my score nosedived. It can help, but man, you've gotta be flawless behind the wheel...
"Honestly, it felt like driving with someone constantly judging me—one sudden stop downtown and my score nosedived."
Haha, I feel your pain on that one. I tried telematics once, thinking I'd be the poster child for safe driving. Turns out, I'm more of a "safe-ish" driver. One time, I braked a bit hard because some guy decided crosswalks were optional, and my app acted like I'd just committed vehicular manslaughter. My score tanked faster than my bank account after Christmas shopping.
But seriously, regarding your original question about insurance spikes after a DUI in Idaho—it can get pretty rough. A buddy of mine went through something similar a couple years back, and his premiums practically doubled overnight. He joked that he was paying enough to personally sponsor his agent's vacation to Hawaii. It took him a good three years of squeaky-clean driving before things started to level out again.
Telematics can help soften the blow, but as you've noticed, they're incredibly sensitive. It's like having your overly critical aunt in the passenger seat, silently judging every turn and acceleration. If you can handle the pressure, though, it might shave a bit off your premium eventually. Just don't expect miracles overnight.
If telematics isn't your thing, shopping around is probably your best bet. Different insurers weigh DUIs differently, so you might find a better deal elsewhere. And hey, at least you're not alone—plenty of us have had our share of "oops" moments behind the wheel. Good luck out there...and watch out for those pesky pedestrians!
Yeah, telematics can be pretty unforgiving—I've seen clients get dinged for braking to avoid deer or potholes. As for Idaho DUIs, premiums usually spike significantly, sometimes even doubling. Shopping around definitely helps, but patience and clean driving are key to getting rates back down.
Honestly, telematics isn't always that harsh. I've had it for a while now, and even though I'm not exactly the smoothest driver (gotta admit, sometimes I brake pretty hard), my rates haven't jumped much. But yeah, DUIs are another story entirely—my cousin got one in Idaho last year, and his premium went up by about 60%. He switched providers and managed to find something a little cheaper, but still...it's rough out there if you've got a record.
