Honestly, I’ve seen folks regret skipping those “extras” more than you’d think. Had a guy last month whose car broke down in the middle of nowhere—no roadside, no rental, just a headache. Ever had to wait hours for a tow? Not fun. Do you ever wonder if it’s better to just pay for peace of mind upfront, or roll the dice?
I get where you’re coming from. I used to think those extras were just a money grab, but after my ‘72 Chevelle left me stranded on a backroad last summer, I changed my tune real quick. Waiting for a tow in the heat, watching the sun go down... not an experience I’d recommend. Sometimes paying a bit more upfront really does save you a world of hassle later. Peace of mind’s worth something, especially with older cars.
I get where you’re coming from, but I’d argue that not every add-on is a must, even with an older car. Roadside assistance, for example, can be handy, but some credit cards or even cell phone plans already cover that. It’s worth double-checking what you’re already paying for before stacking on more coverage. Sometimes, it’s just about knowing what you’ve got in your back pocket before shelling out extra cash.
Sometimes, it’s just about knowing what you’ve got in your back pocket before shelling out extra cash.
Couldn’t agree more. Why pay twice for the same thing? I’ve seen people get sold on every “peace of mind” add-on, then realize their phone plan already covers half of it. Just gotta read the fine print, even if it’s a pain.
Yeah, reading the fine print sucks but it’s necessary. I’ve been burned before—paid for roadside assistance through my insurance, then realized my credit card already had it. Now I just make a quick list:
- What’s legally required in my state?
- What coverage do I already get elsewhere (like work benefits or cards)?
- How much can I actually afford if something goes wrong?
It’s annoying but saves money. Most of those add-ons are pure fluff unless you really need ‘em.
