Honestly, I hear this all the time—people think once the police report is filed, they’re set. But insurance companies are picky about details. One time, a client of mine had their car hit in a parking lot and only had a wide shot of the damage. The adjuster wanted close-ups, pictures of the full car, even proof of where it happened. It can feel like overkill, but I always say: if you think you’ve taken enough photos, take two more. Ever notice how adjusters always seem to ask for that one angle you forgot?
if you think you’ve taken enough photos, take two more
That’s the best advice, honestly. I learned the hard way—first accident ever, I just snapped a couple pics and figured the police report would cover it. Nope. The adjuster wanted close-ups of every dent, even the tire marks. Had to go back and take more, which was awkward since the car had already been towed. Now I document everything, even if it feels like overkill.
You’d think one or two pics would do it, but insurance adjusters want to see every scratch like it’s a crime scene. I’ve seen folks take more photos than a wedding photographer. Better too many than not enough—makes everyone’s job easier.
You’d think one or two pics would do it, but insurance adjusters want to see every scratch like it’s a crime scene.
Ain’t that the truth. Last time someone dinged my ‘72 Chevelle, I must’ve snapped 40 shots from every angle—felt like I was prepping for a Barrett-Jackson auction, not an insurance claim. Honestly, it’s a pain, but if you miss a spot, they’ll act like it never happened. Just wish they’d let us submit a video walkaround instead... would save everyone some time.
Just wish they’d let us submit a video walkaround instead... would save everyone some time.
Honestly, I hear that a lot, and I get it—snapping a million pics feels overkill. But here’s the thing: photos are easier for adjusters to zoom in on and reference later. Video’s great, but sometimes it blurs out details or skips over stuff. If you want to cover your bases, I’d do both—quick video walkaround plus a few close-ups of the worst spots. It’s a hassle, but it beats arguing with them later about what was missed.
