Finding decent car insurance deals on the islands—my step-by-step

I don’t need my insurance agent knowing every time I hit the drive-thru or take the “scenic” route home because the kids fell asleep in the back.

Honestly, I get the appeal of those tracking discounts, but it’s not worth the trade-off for me either. I’d rather pay a bit more and keep my privacy. Standard coverage just feels simpler, especially when you’re driving an older car. The hoops they make you jump through for agreed value aren’t really justified unless you’ve got something rare or heavily modified.