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Finding decent car insurance deals on the islands—my step-by-step

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rdiver49
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Yeah, glass coverage always feels like a toss-up. I skipped it for years and then, of course, got a crack right across my windshield last month. The tech said with all the sensors, it cost way more than I expected. Next renewal, I’m adding it back—lesson learned. Sometimes paying a bit more up front saves you a headache down the road.


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melissaeditor6447
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Sometimes paying a bit more up front saves you a headache down the road.

Couldn’t agree more. I see folks skip glass coverage to save a few bucks, but with all the ADAS sensors now, a simple chip can turn into a $1,200+ job. It’s wild how fast those costs add up. I always tell people—if your deductible’s low, glass is usually worth it, especially here where rocks seem to find every windshield.


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astronomy_becky
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Couldn’t agree more—especially with high-end cars where the tech baked into the windshield is ridiculous. I learned the hard way after a minor chip in my S-Class turned into a full replacement, recalibration and all... $1,800 later, I stopped questioning the extra $10/month for glass. The “it won’t happen to me” mindset just doesn’t hold up out here with all the road debris. Honestly, some things just aren’t worth skimping on if you value your sanity (and your car).


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animation268
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That’s the thing—people always think glass coverage is just for “bad luck” but with all the sensors and cameras in these newer cars, it’s basically a necessity. I’ve seen folks try to save a few bucks and then get hit with a $2k bill for what used to be a $200 fix. Sometimes the “peace of mind” add-ons are worth every penny, especially out here where even a pebble can cost you.


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data_drake
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Totally get what you’re saying. I used to think glass coverage was just another way for the insurance folks to squeeze a bit more out of me, but then last year a rock nailed my windshield on the H1. Didn’t even see it coming. Turns out, with all the sensors in there, the replacement cost was insane. If I hadn’t had the coverage, I’d have been eating ramen for a month. Sometimes it’s just not worth the gamble, especially with these newer cars.


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